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- Best For: STATUS-CHASING BUSINESS TRAVELERS
- Intro Offer: 100,000 miles
- Annual Fee: $250
- Regular APR: 15.99% - 24.99% variable
- Recommended Credit: 670-850 (Good to Excellent)
- Rewards Rate: Earn 3 Miles on each $1 spent on eligible purchases made with Delta SkyMiles® Platinum Business American Express Card and on every eligible dollar spent on purchases made directly with hotels.
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- Best For: FLAT-RATE CASH BACK
- Intro Offer: Up to $1,000 cash bonus
- Annual Fee: $150
- Regular APR: N/A
- Recommended Credit: 670-850 (Good to Excellent)
- Rewards Rate: Earn unlimited 2% cash back on every purchase, everywhere—with no limits or category restrictions
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- Best For: LUXURY BUSINESS TRAVEL PERKS
- Intro Offer: 120,000 points
- Annual Fee: $695
- Regular APR: 14.49% - 22.49% variable
- Recommended Credit: 670-850 (Good to Excellent)
- Rewards Rate: Get 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com, and 1X points for each dollar you spend on eligible purchases.
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- Best For: UNLIMITED MILES ON PURCHASES
- Intro Offer: 75,000 miles
- Annual Fee: $395
- Regular APR: 16.99% - 23.99% variable
- Recommended credit: 740-850 (Excellent)
- Rewards Rate: 10X, 5X, 2Xon hotels, rental cars, Flights and on other purchases
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- Best For: HIGH ROTATING CATEGORY REWARDS
- Intro Offer: Unlimited Cashback Match
- Annual Fee: $0
- Regular APR: 17.24% - 28.24% variable
- Recommended Credit: 670-850 (Good to Excellent)
- Rewards Rate: Earn 5% and 1% cash back on everyday purchases
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- Best For: CASH BACK REWARDS FOR BUSINESS
- Intro Offer: $250
- Annual Fee: No annual fee
- Regular APR: 13.49% - 21.49% variable
- Recommended Credit: 670-850 (Good to Excellent)
- Rewards Rate: Earn 2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1%.
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- Best For: FLAT-RATE CASH BACK
- Intro Offer: Earn an Additional 1.5% Cash Back
- Annual Fee: $0
- Regular APR: 14.99% - 23.74% variable
- Recommended Credit: 670-850 (Good to Excellent)
- Rewards Rate: 6.5% on travel, 4.5 on drugstore 1.5% additional cash back on purchases and more
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- Best For: LUXURY TRAVEL PERKS
- Intro Offer: 100,000 points
- Annual Fee: $695
- Regular APR: See Pay Over Time APR: 16.24% to 23.24% variable APR on eligible charges.
- Recommended credit: 670-850 (Good to Excellent)
- Rewards Rate: 5X: Earn 5X Membership Rewards® Points for booking flights and hotels
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- Best For: CASH BACK
- Intro Offer: $200
- Annual Fee: $0
- Regular APR: Variable APR 13.99% - 23.99% on all purchases and balance transfers
- Recommended Credit: 670-850 (Good to Excellent)
- Rewards Rate: 1% to 3%
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- Best For: DELTA-LOYAL SMALL BUSINESS OWNERS
- Intro Offer: 75,000 miles
- Annual Fee: $0 introductory annual fee for the first year, then $99
- Regular APR: 15.99% - 24.99% variable
- Recommended Credit: 670-850 (Good to Excellent)
- Rewards Rate: Earn 2 Miles on per 1 dollar spent on eligible purchases made directly with Delta, purchases for advertising in select media, U.S. shipping purchases and on every eligible dollar spent at restaurants.
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- Best For: OVERALL FLEXIBLE TRAVEL REWARDS
- Intro Offer: 60,000 points
- Annual Fee: $95
- Regular APR: 15.99% - 22.99% variable
- Recommended Credit: 670-850 (Good to Excellent)
- Rewards Rate:
- View Details →
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- Best For: TRAVEL
- Intro Offer: 50,000 points
- Annual Fee: $550
- Regular APR: 17.24% - 24.24% variable
- Recommended Credit: 740-850 (Excellent)
- Rewards Rate: Get 10x total points on car rentals and hotels after purchasing travel through Chase Ultimate Rewards® Credit Card.
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- Best For: IHG HOTEL POINTS
- Intro Offer: 140,000 points
- Annual Fee: $99
- Regular APR: 15.99% - 22.99% variable
- Recommended Credit: 670-850 (Good to Excellent)
- Rewards Rate: 26X on IHG hotel, 5X on purchases on travel, gas stations, and restaurants, 3X all other purchases
- View Details →
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- Best For: BUSINESS BUILDING CREDIT
- Intro Offer: 50,000
- Annual Fee: $0
- Regular APR: N/A
- Recommended Credit: (No Credit History)
- Rewards Rate: 7X on rideshare, 4X on Brex travel, 3X on restaurants, 2X on recurring software and 1X on everything else
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- Best For: TRAVEL
- Intro Offer: 3 Free Nights up to a 50,000 Total Point Value
- Annual Fee: $95
- Regular APR: 21.49%–28.49% variable APR based on your creditworthiness.
- Recommended Credit: 670-850 (Good to Excellent)
- Rewards Rate: Earn up to 17X total points at 7,000+ hotels worldwide
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- Best For: AMERICAN AIRLINES FLYERS
- Intro Offer: 50,000 miles
- Annual Fee: $450
- Regular APR: 16.24% - 25.24% (Variable)
- Recommended Credit: 670-850 (Good to Excellent)
- Rewards Rate: 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases
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- Best For: SIGN-UP BONUS
- Intro Offer: 50,000 points
- Annual Fee: $95
- Regular APR: 16.24% - 23.24% Variable APR on purchases and balance transfers
- Recommended Credit: 670-850 (Good to Excellent)
- Rewards Rate: Earn unlimited 2 points for every $1 spent on travel and dining purchases
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- Best For: DINING REWARDS
- Intro Offer: 60,000 points
- Annual Fee: $250
- Regular APR: See Pay Over Time APR: 16.24% to 23.24% variable APR on eligible charges.
- Recommended credit: 670-850 (Good to Excellent)
- Rewards Rate: 1X up to 4X
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- Best For: CASH BACK + SIGN-UP BONUS
- Intro Offer: $200
- Annual Fee: $0
- Regular APR: 19.24%-29.24% Variable APR
- Recommended Credit: 630-850 (Average - Excellent)
- Rewards Rate: 5% cash back on eligible spending categories and unlimited 1% cash back on other purchases
- View Details →
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- Best For: MILE TRANSFERS
- Intro Offer: 50,000 miles
- Annual Fee: $70 for the company and $25 per card
- Regular APR: 21.24% to 29.24% Variable APR on purchases and balance transfers
- Recommended Credit: 740-850 (Excellent)
- Rewards Rate: Earn unlimited 3 miles for every $1 spent on eligible Alaska Airlines purchases.
- View Details →
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