What’s the Best Cash Back Credit Cards with No Annual Fee?

List of the Best Cash Back Credit Cards with No Annual Fee?

Cash back is the most charming of all credit card rewards. Instead of points that you have to earn and then redeem. Sometimes, you might not be able to redeem for something you want. However, cash back credit cards come up with real dollars and cents you can buy anything you want. Well, it totally depends on which card you opt for and where you use it. Usually, you can earn 1% to 8% of the amount of each transaction. Some of these cards pay a flat rate on various purchases, while few pay higher rates in certain categories and lower rate on everything else.

But what’s the best cash back credit card with no annual fee, and no foreign transaction fee? Also, they pay cash back on car rentals, gas stations, hotels, restaurants, and dining, etc.

CforCreditCard.Com has prepared a list of the best cash back credit cards from our partners that ultimately offers 1% to 8% cash back in most of the categories. So keep reading a full list of our picks.

Best for Everyday Cash Rewards

Wells Fargo Active Cash℠ Card – Best for 2% Cash Rewards

Wells Fargo Active Cash℠ Card
  • Best ForEVERYDAY CASH REWARDS
  • Intro Offer$200 cash rewards
  • Annual Fee$0
  • Regular APR20.24%, 25.24%, or 29.99% Variable APR
  • Recommended CreditExcellent, Good (700 - 749)
  • Rewards RateEarn unlimited 2% cash rewards on purchases

Best Cash Back Credit Cards Travel, Restaurants, Dinning, and Drugstore

Chase Freedom Unlimited® For Bonuses

Chase Freedom Unlimited® Credit Card

Enjoy 5% cash back on travel purchased through Chase Ultimate Rewards®, 3% cash back on drugstore purchases and dining at restaurants, takeout and 1.5% on all other purchases.

  • Best ForFLAT-RATE CASH BACK
  • Intro OfferEarn an Additional 1.5% Cash Back
  • Annual Fee$0
  • Regular APR14.99% - 23.74% variable
  • Recommended Credit670-850 (Good to Excellent)
  • Rewards Rate6.5% on travel, 4.5 on drugstore 1.5% additional cash back on purchases and more

Best for Automatically Maximizing Cashback

Citi Custom Cash℠ Card For Automatic Rewards

Citi Custom Cash℠ Card

5% cash back on purchases in specific categories and unlimited 1% cash back on all other purchases.

  • Best ForCASH BACK + SIGN-UP BONUS
  • Intro Offer$200
  • Annual Fee$0
  • Regular APR19.24%-29.24% Variable APR
  • Recommended Credit630-850 (Average - Excellent)
  • Rewards Rate5% cash back on eligible spending categories and unlimited 1% cash back on other purchases

Best For Flat-Rate Cash Back

Citi® Double Cash Card – Best Cash Back Credit Cards for Large Purchases

Citi® Double Cash Credit Credit Card

2% cash back on every purchase and an additional 1% as you pay for those purchases.

  • Best ForCASH BACK
  • Intro OfferNo current offer
  • Annual Fee$0
  • Regular APR14.24% - 24.24% (Variable)
  • Recommended Credit670-850 (Good to Excellent)
  • Rewards RateEarn 2% cash back on purchases: 1% when you buy and 1% as you pay for those purchases

Best For U.S. Supermarkets

Blue Cash Preferred® Card from American Express For Rewards

Blue Cash Preferred® Card from American Express

6% Cash Back at U.S. supermarkets and
6% Cash Back on select U.S. streaming subscriptions. 3% Cash Back on transit including taxis/rideshare, parking, tolls, trains, buses and U.S. gas stations and more.

  • Best ForHIGH CASH BACK RATES
  • Intro Offer$300
  • Annual Fee$0 introductory annual fee for the first year, then $95.
  • Regular APR14.24% - 24.24% variable
  • Recommended Credit670-850 (Good to Excellent)
  • Rewards Rate6% Cash Back at U.S. supermarkets, streaming subscriptions and 3% on transit and Gas stations and 1% on others and more

Best for Cash Back For Preferred Rewards Members

Bank of America® Unlimited Cash Rewards Credit Card

Bank of America® Unlimited Cash Rewards credit card (2)
  • Best ForFLAT RATE CASH BACK
  • Intro Offer$200
  • Annual Fee$0
  • Regular APRVariable APR 13.99% - 23.99%, on all purchases and balance transfers.
  • Recommended Credit670-850 (Good to Excellent)
  • Rewards Rate1.5% cash back on all purchases and there is no limit.

Best Cash Back Credit Cards with No Annual Fee For First-Timers

Capital One Quicksilver Cash Rewards Credit Card For First-Timers

Capital One QuicksilverOne Cash Rewards Credit Card

One-time $200 cash bonus after spending $500 on purchases within the first 3 months from the date of account opening and 1.5% cash back on every purchase, every day.

  • Best ForCASH BACK
  • Intro Offer$200
  • Annual Fee$0
  • Regular APR14.99% - 24.99% variable
  • Recommended Credit670-850 (Good to Excellent)
  • Rewards RateGet 1.5% unlimited cash back on every purchase, daily no rotating categories or sign ups needed to earn cash rewards.

Best for Long 0% Intro APR On Gas, Groceries, Restaurant, Travel, Airline and Hotel

U.S. Bank Cash+® Visa Signature® Card

U.S. Bank Cash+® Visa Signature® Credit Card

$200 cash back sign up bonus, 5% cash back on two categories of your own choic plus prepaid air, hotel and car reservations. 2% cash back on Gas Stations/EV Charging Stations, Grocery Stores or Restaurants etc. 1% cash back on all other eligible purchases.

  • Best ForCHOOSING HOW YOU EARN REWARDS
  • Intro Offer$200 bonus
  • Annual Fee$0
  • Regular APR19.74% - 29.74% variable
  • Recommended Credit670-850 (Good to Excellent)
  • Rewards Rate5% cash back on your first $2,000 in combined eligible purchases each quarter on two categories you choose and more.

Best Cash Back Credit Cards for Dining, Groceries, Tickets, Entertainment and Streaming Services

Capital One SavorOne Cash Rewards Credit Card For Rewards

Capital One SavorOne Cash Rewards Credit Card

8% cash back on Capital One Entertainment purchases and tickets at Vivid Seats. 3% cash back on dining, entertainment, streaming services and at grocery stores and 1% on all other purchases.

  • Best ForDINING REWARDS
  • Intro Offer$200
  • Annual Fee$0
  • Regular APR14.99% - 24.99% variable
  • Recommended Credit670-850 (Good to Excellent)
  • Rewards Rate8%, 3%, and 1% on tickets, Dinning, Streaming services, entertainment and other purchases

Best Cash Back Credit Cards For Groceries

Bank of America® Customized Cash Rewards Credit Card – Best For Flexible Cash Back Categories

Bank of America® Customized Cash Rewards credit card

  • Best ForCASH BACK
  • Intro Offer$200
  • Annual Fee$0
  • Regular APRVariable APR 13.99% - 23.99% on all purchases and balance transfers
  • Recommended Credit670-850 (Good to Excellent)
  • Rewards Rate1% to 3%

Best For Dining, Restaurants, Drugstore, Travel, and Other Purchases

Chase Freedom Flex℠ – Best Cash Back Credit Card For Travel

Chase Freedom Flex℠ Credit Card

5% cash back on travel, 3% cash back on drugstore purchases and dining at restaurants, home deliveries and unlimited 1% cash back on all other purchases.

  • Best ForFLEXIBLE CASH BACK
  • Intro Offer$200
  • Annual Fee$0
  • Regular APR14.99% - 23.74% variable
  • Recommended Credit670-850 (Good to Excellent)
  • Rewards Rate5% cash back on purchases and travel and 3% on drugstore and dining at restaurants. 1% Unlimited 1% cash back on all other purchases.

Best for Balance Transfers + High-Value Rewards Categories

Discover it® Balance Transfer and Rewards

Discover it® Balance Transfer Credit Card
  • Best ForBALANCE TRANSFERS
  • Intro OfferCashback Match™
  • Annual Fee$0
  • Regular APR12.24% - 23.24% variable
  • Recommended Credit670-850 (Good to Excellent)
  • Rewards RateEarn 5% cash back on all purchases from various place like Amazon.com etc.

Best for Frugal Families and Tiered Cash Back

Blue Cash Everyday® Card from American Express – Best Cash Back Credit Cards For Gas and Groceries

Blue Cash Everyday® Card from American Express

$200 cash back signup bonus, 3% cash back at U.S. supermarkets, 2% at U.S. gas stations and 1% on other purchases.

  • Best ForNO ANNUAL FEE
  • Intro Offer$200
  • Annual Fee$0
  • Regular APR0% APR for the first 15 Months and then 14.24% - 24.24% variable
  • Recommended credit670-850 (Good to Excellent)
  • Rewards Rate1% to 3% Cash Back Rewards on U.S. supermarkets, Gas Stations and other purchases.

Best for Cash Back Match

Discover it® Cash Back Credit Card

Discover it® Cash Back Credit Card
  • Best ForHIGH ROTATING CATEGORY REWARDS
  • Intro OfferUnlimited Cashback Match
  • Annual Fee$0
  • Regular APR17.24% - 28.24% variable
  • Recommended Credit670-850 (Good to Excellent)
  • Rewards RateEarn 5% and 1% cash back on everyday purchases

Best Student Credit Card

Discover it® Student Cash Back

Discover it® Student Cash Back Credit Card
  • Best ForSTUDENTS' SHOPPING
  • Intro OfferCashback Match™
  • Annual Fee$0
  • Regular APR13.24% - 22.24% variable
  • Recommended Credit(No Credit History)
  • Rewards RateEarn 5% cash back on everyday purchases like Amazon.com, grocery stores, restaurants, and gas stations