16 Best 0% APR Credit Cards For Balance Transfer and Purchases (6 to 21 Months)
The best 0% APR credit cards for balance transfers or purchases begin with a long promotional APR period, usually, between 14 to 21 months, and can ultimately save you thousands of dollars in interest. But before you sign up for one, you must know what you’re getting into.
“Cfor Credit Card” has prepared a list of the best 0 APR credit cards for balance transfer and purchases, so keep reading to learn more and find the top offers from the top credit card issuers in the United States.
Best 0% Apr Credit Cards for Purchases Up to 21 Months
Purchases – Wells Fargo Reflect℠ Card – Best 0% Apr Credit Cards for Purchases Up to 21 Months
Up to 21 months 0% intro APR on purchases and qualifying balance transfers from account opening
Best ForLONGEST INTRO APR
Intro OfferNo current offer
Annual Fee$0
Regular APR13.24% - 25.24% Variable APR
Recommended Credit670-850 (Good to Excellent)
Rewards RateThe card doesn't offer any cash back, miles, or points
Bank of America® Customized Cash Rewards credit card
Bank of America® Unlimited Cash Rewards credit card
Bankamericard® Credit Card
Blue Cash Everyday® Card from American Express
Capital One SavorOne Cash Rewards Credit Card
Citi Custom Cash℠ Card
Citi Simplicity® Card
Citi® Diamond Preferred® Card
Discover it® Balance Transfer
Discover it® Cash Back
S. Bank Cash+® Visa Signature®
S. Bank Visa® Platinum Card
Wells Fargo Active Cash℠ Card
Wells Fargo Reflect℠ Card
Wells Fargo Reflect℠ Card with 21 months on purchases.
Wells Fargo Active Cash℠ Card with 15 months no fee balance transfer option.
Capital One SavorOne Cash Rewards Credit Card with a unique 15-month 0% intro APR for both purchases and balance transfers.
Bank of America® Customized Cash Rewards credit card, U.S. Bank Cash+® Visa Signature®, and Discover it® Balance Transfer.
Bank of America® Unlimited Cash Rewards credit card.
Citi® Diamond Preferred® Card offers a Twelve month 0% intro APR on purchases.
Discover it® Cash Back and Blue Cash Everyday® Card from American Express.
Citi Custom Cash℠ Card gives its customers a range of benefits and attractive options.
Consumers can consider their personal preferences and financial goals to choose the credit card that suits them best.
Final Words
In summary, the cards highlighted in this post offer a variety of balance transfer options and 0% APR credit card choices. Whether you prefer shorter intro rates or longer periods to pay off promo-balance transfers, there’s something for everyone here:
Wells Fargo Reflect℠ Card offers 21 months on purchases.
Bankamericard® Credit Card is great for 18 months for purchases.
Discover it® Cash Back provides 15 months for purchases.
Citi Custom Cash℠ Card is a choice within the range of 15-18 months.
U.S. Bank Visa® Platinum Card allows the selection of a 20-month 0 APR credit card.
Blue Cash Everyday® Card from American Express has a 15-month 0% intro APR on purchases..
Wells Fargo Active Cash℠ Card provides a 15-month no-fee balance transfer option.
Capital One SavorOne Cash Rewards Credit Card offers 15-month 0% intro APR for purchases and balance transfers.
U.S. Bank Cash+® Visa Signature®, Bank of America® Customized Cash Rewards credit card, Discover it® Balance Transfer also provides an 18-month 0% intro APR on balance transfers with 6 months for purchases.
Bank of America® Unlimited Cash Rewards credit card has an attractive 15-Month 0% Intro APR on Balance Transfer feature along
After perusing our reviews and all these ideal features above offered by each product we have discussed – we hope you can easily select a quality balance transfer or cash back rewards program that works best suited to your individual needs now without any further confusion!
