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  2. Mastercard

All Credit Cards by Mastercard

    • Best For: LOW APR SECURED CARD
    • Intro Offer: No current offer
    • Annual Fee: $49
    • Regular APR: 15.24% variable
    • Recommended Credit: (No Credit History)
    • Rewards Rate: 1 percent cashback when you make a credit card payment
    3.2
    • Best For: BEGINNERS
    • Intro Offer: No current offer
    • Annual Fee: $39
    • Regular APR: 14.24% variable
    • Recommended Credit: (No Credit History)
    • Rewards Rate: This card doesn't offer cash back, miles, or points
    • Best For: LOW-ANNUAL-FEE SECURED CARD
    • Intro Offer: No current offer
    • Annual Fee: $29
    • Regular APR: 20.24% variable
    • Recommended Credit: (No Credit History)
    • Rewards Rate: This card doesn't offer cash back, miles, or points
    • Best For: GAS REWARDS
    • Intro Offer: No current offer
    • Annual Fee: No Annual Fee
    • Regular APR: 15.65% or 23.65% Variable
    • Recommended Credit: 670-850 (Good to Excellent)
    • Rewards Rate: 5% cash back on gas anywhere (up to $6,000) and more
    6.0
    • Best For: BIG SPENDERS
    • Intro Offer: No current offer
    • Annual Fee: $495 ($195 for each Authorized User added to the account)
    • Regular APR: 15.24% variable
    • Recommended Credit: 670-850 (Good to Excellent)
    • Rewards Rate: 2% Value for Airfare Redemptions, 1.5% Value for Cash Back Redemptions and Earn one point for every one dollar spent.
    6.8
    • Best For: FREQUENT INTERNATIONAL BUSINESS TRAVELERS
    • Intro Offer: 50,000 miles
    • Annual Fee: $0 intro for first year; $95 after that
    • Regular APR: 21.24% variable
    • Recommended Credit: 670-850 (Good to Excellent)
    • Rewards Rate: Earn unlimited 2X miles on every purchase. Plus, earn a 50,000 miles bonus when you spend $4,500 in the first 3 months.
    7.8
    • Best For: EVERYDAY USE
    • Intro Offer: 20,000 points
    • Annual Fee: $0
    • Regular APR: 13.74% - 23.74% (Variable)
    • Recommended Credit: 670-850 (Good to Excellent)
    • Rewards Rate: Limited time offer, earn 5 ThankYou® Points per $1 spent on hotels and air travel up to $6,000 in the first 12 months and then 1 ThankYou® Points per $1 spent thereafter.
    3.2
    • Best For: BUSINESS BUILDING CREDIT
    • Intro Offer: 50,000
    • Annual Fee: $0
    • Regular APR: N/A
    • Recommended Credit: (No Credit History)
    • Rewards Rate: 7X on rideshare, 4X on Brex travel, 3X on restaurants, 2X on recurring software and 1X on everything else
    8.6
    • Best For: IHG HOTEL POINTS
    • Intro Offer: 140,000 points
    • Annual Fee: $99
    • Regular APR: 15.99% - 22.99% variable
    • Recommended Credit: 670-850 (Good to Excellent)
    • Rewards Rate: 26X on IHG hotel, 5X on purchases on travel, gas stations, and restaurants, 3X all other purchases
    8.6
    • Best For: AMERICAN AIRLINES FLYERS
    • Intro Offer: 50,000 miles
    • Annual Fee: $450
    • Regular APR: 16.24% - 25.24% (Variable)
    • Recommended Credit: 670-850 (Good to Excellent)
    • Rewards Rate: 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases
    8.2

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