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U.S. Bank Visa® Platinum Card

U.S. Bank Visa® Platinum Card

Brand: Visa
Category: Credit Cards
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Best For LONG 0% INTRO APR
Intro Offer No current offer
Annual Fee $0
Regular APR 18.74% - 29.74% variable
Recommended Credit 670-850 (Good to Excellent)
Rewards Rate This card doesn't offer cash back, miles, or points

Credit Card

Rates & Fee

Recommended Credit	670-850 (Good to Excellent)
Intro offer	No current offer
Annual Fee	$0
Intro Purchase APR	0% for 21 billing cycles on purchases
Regular APR	18.74% - 29.74% variable
Intro Balance Transfers APR	0% for 21 billing cycles on balance transfers
Highlights	• Limited Time Offer! • 0% Intro APR on purchases and balance transfers for 21 billing cycles and purchases. After this period, a variable APR 18.74% - 29.74% variable will apply. • Get up to $600 protection on your mobile phone (subject to $25 deductible) for the sake of covered damage or theft when you pay your monthly cellular telephone bill with your U.S.Bank Visa® Platinum Credit Card. Certain terms, conditions, and exclusions apply. • Choose a payment due date that fits your schedule • No Annual Fee • Pay over time by splitting eligible purchases of $100+ into equal monthly payments with U.S. Bank ExtendPay™ Plan. • Terms and conditions apply.

Rewards Rate

Best For	LONG 0% INTRO APR
Current Offer	This card doesn't offer cash back, miles, or points

Review

US Bank Visa Platinum Card Review

Are you looking to find a great credit card? Look no further than the US Bank Visa Platinum Credit Card! With its great benefits like 0% intro APR for 21 billing cycles, the U.S. Bank ExtendPay Plan, Auto pay and due date choice, ID Navigator Powered by NortonLifeLock, and Cell phone protection – this is one of the top-notch cards on the market. Plus, there’s absolutely no annual fee so it won’t put a dent in your pocketbook each year. Best of all? You don’t need an excellent credit score to qualify – just generally good or better! Please read through our review to learn more about what this amazing card can do for you!

The U.S. Bank Visa Platinum card is perfect for those who need a basic credit card without all the bells and whistles. It has a host of features that make it ideal for customers who want to enjoy a low APR on purchases and balance transfers, no annual fee, and excellent fraud protection.

US Bank Visa Platinum Card Benefits

One of the significant benefits of the U.S. Bank Visa Platinum card is that it offers an introductory 0% APR on purchases and balance transfers for the first 21 billing cycles. After that, the variable APR will be 18.74% – 29.74%, which will be based on your creditworthiness. These factors make it an excellent choice if you want to pay off a large purchase over time without paying interest charges.

US Bank Visa Platinum Card Credit Score Needed

690-850 (Good – Excellent)

To be eligible for a U.S. Bank Visa Platinum card, you need to have a Requires good/excellent credit score with a minimum required score of 700+. Good credit will give you a higher chance of qualifying for the card.

US Bank Visa Platinum Card Pre-Approval

You will receive pre-approval offers in the mail by maintaining a good-standing U.S. Bank account. These offers come with all the necessary details and an exclusive offer code. To proceed with the application process, head over to US Bank and enter your offer code and zip code.

Card Limit for U.S. Bank Visa Platinum Card

The credit limit on a US Bank Visa Platinum Card depends on your credit score and financial history. Generally, if you have an excellent credit score and financial stability, your credit limit will be higher.

However, based on stories from satisfied cardholders, credit limits for this amazing card range from $500 all the way up to an incredible $20,000. Our commitment to transparency means that we are upfront about not publishing credit limits for this card. This allows us to provide a personalized experience tailored to your unique financial needs.

Rewards & Perks of U.S. Bank Visa Platinum Card

There are no rewards or cash-back programs with the U.S. Bank Visa Platinum card. However, the card does offer certain benefits like fraud protection, automatic payments, a balance transfer calculator, and options for choosing your payment due date.

If you are interested in cash back rewards or points on your purchases then you need a closer look at these rewards credit cards.

Balance Transfer Fee

The balance transfer fee on the U.S. Bank Visa Platinum card is 3% or a minimum of $5, whichever is greater.

No Annual Fee

The U.S. Bank Visa Platinum card doesn’t have any annual fee. Hence, this card is an excellent choice for those looking for a card without paying yearly charges.

Approval Odds for U.S. Bank Visa Platinum Card

Approval odds for the Card depend on your credit history, credit score, and income. Having a good credit score and income will improve your chances of approval.

Customer Service Number for U.S. Bank Visa Platinum Card

If you need assistance regarding the U.S. Bank Visa Platinum card, call the customer service number:

Cardmember Service consumer: 800-285-8585
Cardmember Service business: 866-485-4545

Final Thoughts

The U.S. Bank Visa Platinum card is an excellent option for individuals who are looking for a basic credit card with no frills. While it doesn’t have rewards or points, it has a lot of benefits, such as low APR, no annual fees, balance transfer fees, and excellent fraud protection.

Apply Online: Visit U.S. Bank Visa Platinum Card